All program claims are based on enrolled debts, though not all debts qualify for enrollment. Results vary, and not all clients complete our program due to factors like inability to save sufficient funds. Savings estimates reflect prior results, which depend on individual circumstances. We cannot guarantee specific debt reductions, timelines for becoming debt-free, or that all debts will be settled. We do not pay creditors directly, assume consumer debt, or provide tax, legal, bankruptcy, or credit repair advice. Services may not be available in all states. Consult a tax professional regarding potential settlement tax implications. By using this site, you agree to our Terms and Privacy Policy.
Fix My Debt operates the Assistance Centre and is not authorised to provide debt advice. After completing our form, your details will be shared with one of our authorised debt solution partners, who will assess your financial situation, explain the available options, and recommend a suitable debt solution. We do not charge any fees for this service. If ongoing services are provided, fees may or may not apply depending on your chosen debt solution.
Alternative debt solutions may be available. Repaying debt over a longer period may increase the total amount to be repaid. Your credit rating may be affected. Lenders are not required to accept reduced payments, freeze interest and charges, or stop further enforcement actions.